Are Used Car Loans a Bad Deal?

Used Car Dealer (Florissant, MO) Fields Auto Loan Questions

  • Are auto loans a financial fatality waiting to happen or an opportunity?

    used car dealer Florissant MO

    There’s so many vehicles to road test at used car dealers Florissant, GMT Auto Sales.

  • Is buying a used car a good or bad investment?
  • Is there a benefit to financing a used car?
  • Do auto shoppers with poor credit have any auto financing options?
  • When is a car loans most likely rejected?

The financing director of a used car dealer in Florissant MO reports:

“Buying a preowned vehicle affords several financial advantages. Qualifying for an auto loan allows the first time car buyer and the consumer with a poor credit score an opportunity to improve their credit scores and buying power. A good credit score influences job opportunities, as well as your lending clout.”

Noteworthy: When you pay your monthly car note on or before the due date, you can raise your credit score.

Is auto financing accessible for the used car buyer with a poor credit score?
It depends, where the (more…)

Sizing Up Used Pick Up Trucks: What to Look For

Used Pickup Truck Alert

Are you aware that the safety of a used, pick up truck is as vital as its towing capacity?

used pickup trucks for sale

Compare used pick up truck for sale at GMT Auto Sales.

Certain auto manufacturers pick up trucks did not earn a five star rating this year.

Yet, five 2016 model pick ups earned five stars, from the U.S. Department of Transportation’s National Highway Traffic and Safety Administration (NHTSA).

Safe Used Pick Trucks

What makes one pick up truck safer than the next is fatalities crash ratings and rollovers.

How to Compare a Safe, Used Pick up Truck?

“If you’re shopping for a safe used pickup truck, there’s three steps to evaluate.,” advises a sales consultant at GMT Auto Sales.

Check the Insurance Institute of Highway Safety (IIHS) for the best safety crash ratings.


Use the data gathered from the IIHS to compile your list of used pickup trucks. Opt for vehicles with a minimum of 4-star crash ratings (or better).


Then, find auto dealerships (more…)

7-Moves for Buying the Best Used Car, Fast

Florissant Missouri used carYou require a quality, preowned vehicle. But you don’t have the time spend months and months shopping for the right car.

“Here at GMT Auto Sales, we believe well-informed customers are satisfied auto buyers. So, we created this abbreviated auto buying checklist  to help ease the car buying decision,” offers the assistant manager at the Florissant, MO used car dealer.

How to Buy the Best Used Car, In No Time

1) Set a budget.

Based on your downpayment and monthly income. Your car note should not exceed 10 percent of your monthly net pay. When budgeting for a new or used car, calculate all of your living expenses to determine affordability.

Here’s a list of expenses to tally:

  • Food
  • Rent
  • Utilities
  • Cell phone
  • Fuel
  • Child care / child support
  • Other bills, loans and expenses

How to buy a car and calculate costs: If you’re shopping for used cars in Florissant MO, remember to calculate the tax rate in St. Louis County.

2 Select a body style.
Next, based on your budget, select vehicles with the highest safety ratings. This information is published at Insurance Institute of Highway Safety (IIHS), National Highway of Traffic and Safety Administration (NHTSA).

Car buying note: Only consider automobiles with a crash rating of four-stars or better.

3) Narrow down the manufacturers.
All leading American and foreign manufacturers produce the same vehicle body styles. However, each varies by safety rating, horsepower, fuel economy, transmission and other details.

By narrowing down your favorite (more…)

Missouri: What to Do in an Emergency Situation?

Florissant MO used car dealer

Are you ready for an emergency in Florissant MO?

September marks National Preparedness Month in the U.S. Flooding, tornadoes, and earthquakes account for the greatest natural risks facing the residents of St. Louis County, St. Clair County and St. Charles County.

Do you know how to respond or what to do in the event of an earthquake? Whether you’re driving in a storm or parked at a shipping center, do you know the proper protocol to forego an emergency?

St. Louis County: Emergency Preparedness Quiz

“Are you a whiz or washout when it comes to being braced for a natural disaster? We dare you to take our emergency preparedness quiz,”  challenges a representative of a Florissant MO used car dealership.

1) Vehicle tires can quickly work like a boat. It is safe t drive in up to a foot of water.

2) During an earthquake, it’s best to abandon the car.

3) When faced with flooded water, it’s best to leave your car and swim to safety.

4) Tornadoes can span more than 300-miles per minute, ranging from one mile to 50-miles long.

5) It’s best to remain in your car underneath a viaduct or (more…)

A Tally on Matters Around Berkeley Missouri

How many interstates intersect Berkeley MO? What’s the population of Berkeley? How many schools  occupy the St. Louis County municipality? When was Berkeley Missouri incorporated?

Florissant MO auto dealer

Almost 80 years and counting: Berkeley Missouri.

This fact sheet compiled by Florissant auto dealership, GMT Auto Sales.

Interstates – Two
The city of Berkeley is situated nearby two junctions I-170 and I-70.

Elementary Schooling – Four
When it comes to education. Berkeley residents have four options for elementary aged children.

For a moderately sized city, Berkeley MO has a lot to offer its residents: schools, shopping, churches, auto dealers, city services, parks, jobs recreation, sanitation, safety and more According to the U.S. Census Bureau, the city of Berkeley occupies only 4.97 square miles of land in Missouri.

Numbered Recreation – Six
The city of Berkeley is home to six different parks and recreational centers. These include; Ramona Lake Complex, Independence Park, Berkeley Municipal Pool, Edgewood Park, Frostwood Park and Jackson Park.


Since 2005, the city of Berkeley, MO has banned (more…)

Florissant Car Dealer Numbers News Headlines 8-2016

Florissant used car dealersAre auto accidents on the decline in Missouri? What’s trending in social media? Why BMW is taking a back seat to Mercedes-Benz? Florissant used car dealer numbers the latest auto news headlines for the month of August 2016.

There has been a one percent increase in traffic-vehicle related fatalities in the state of Missouri in 2016.Some authorities attribute the problem to distracted and intoxicated drivers.

BMW is handing over its 11-year reign to Mercedes. For the past 11-years–BMW has outpaced all other automakers in new sales. This year, Mercedes is on track to outdistance BMW for a spot in global sales.

According to insurance agencies, almost two-thirds of auto accidents on the highway involved items flying off a motorized vehicle.

The #DrivingSelfie is trending across Facebook, (more…)

3-Used Luxury SUVs on Sale Drive Value

You need a reliable sports utility vehicle (SUV). But you want to avoid the depreciation value, taxes and fees associated with buying a brand new SUV. So, what luxury SUVs afford the greatest savings for your money?

“Used luxury SUVs generally yield the

best value-specifically, preowned SUVs manufactured within the last five years. Many  house the same technology as the latest releases. Used car buyers  never pay extra for safety and technology packages taxes, or other fees,” acknowledges a sales manager at a used car dealership in Florissant, MO..


used cars in Florissant MO

Three luxury, used SUVs for sale at GMT Auto Sales, in Florissant MO.

Here are three used luxury SUVs on sale at GMT Auto Sales.

Yes, the Land Rover is perceived as a status symbol. And it’s only fitting that you drive one. That’s where this preowned 2015 Land Rover Ranger Rover Sport rolls in.

Jaunts to the grocery store,  gym and wherever instill a sense of fun and excitement. Given its length, height, weight and wheel base, the featured 2015 Land Rover Sport rolls with very remarkable fuel economy. On the test drive, make note of the ample passenger and cargo space.

Need an SUV with all the trappings of a luxurious SUV at half the price, this used 2013


Used Car Missouri Dealer Reveals Its Operations

used cars Missouri

Great deals always available at used cars Missouri dealership, GMT Auto Sales.

GMT Auto Sales, a used car Missouri dealer reveals its financing, and customer service style.

Years Selling Preowned Vehicles: The used car Missouri dealership  chronicles more than 20+ years of business. GMT Auto Sales garners a great reputation in Saint Louis County and throughout the “Show Me State.”

Turn ons: GMT Auto Sales tends to attract local Missouri customers, looking for quality used cars. These car buyers generally require great customer service.

Preferred customers,  The used car Missouri dealer does not discriminate customers based on address, race, gender, religion, etcetera, Based on the auto dealer’s popularity GMT Auto Sales tends to attract residents from Saint Louis, St. Peters, St. Charles, Hazelwood, Berkeley, Ferguson, Florissant, and throughout the state of Missouri.

Inventory: The used cars Missouri  dealership inventories a


Creve Coeur, MO News Round Up 7-2016

Used cars MO

Top headlines provided by GMT Auto Sales, a used cars Missouri dealership

A used cars Missouri dealership reviews the latest headlines around Creve Coeur, MO and the nation.

  • Which city in St. Louis County is extending its smoking ban?
  • How Missouri is reclassifying identity theft?
  • Which Chevrolet recently earned good safety grades?

Smoke Ban is Extended in Creve Coeur MO

Smoking at outdoor restaurants is now banned in Creve Coeur. Improvements and an extended smoking ban are in effect in Creve Coeur, Missouri. The City Council extended a public smoking ban. It is now illegal to smoke at any outdoor restaurants, patios and other exterior dining areas.

Emergency Operation’s Center Proposed in Creve Coeur, MO

The Citizen’s Needs Analysis Task Force recommends that Creve Coeur City Council currently consider a bond issue in the November 2016 ballot to fund a new police station.

The Creve Coeur law enforcement facility would also double as an emergency operations center (EOC).

According to Chief of Police Glenn Eidman, “An EOC is a central location, from which public safety and support agencies coordinate emergency response and recovery…a critical component to managing public safety and security during a major incident.”

Sources at the Creve Coeur city council report that the city needs a seismically-braced complex to accommodate operations in the event of a natural disaster.

Hail Storms Accrue Billions in Losses

Vehicle damage claims, caused by hail storms account for (more…)

5 Summer Traditions to Schedule Around Florissant, MO

FlagSome sites in Florissant MO stem a summer tradition.

“Patronize these historical sites and annual events to keep these traditions alive in Florissant MO,” says one employee of a used cars Florissant dealer, GMT Auto Sales.

May – September 2016
Every year, golfers (more…)